Dispute Template Letter – Free Credit Report When You’ve Been Denied Credit

This letter would be sent to request a free credit report from the credit bureau because you have been denied credit.   Send proof of current address, proof of social security number, and send all correspondence via certified mail.

[[Date]]

[[Credit Bureau Name]]
[[Address]]
[[City, State, Zip]]

Dear [[Credit Bureau Name]]:

Please accept this written request to provide me with a free copy of my credit report. I have been denied credit based upon information contained in my credit report and therefore qualify for a free copy.

Thanking you in advance for your assistance.

Sincerely,

[[Your Name]]
[[Your Address]]
[[Your SS#]]
[[Your DOB]]